Mortgage Calculator
Prequalification
Closing Costs
First-Time Buyers
Home Buyer Tips
Costs & Responsibilities
Mortgage Application Requirements
Terms to Know
Mortgage Application Requirements
- Bank Statements — 3 months checking and savings
- Signed Tax Returns — 2 years
- Pay Stubs — 2 months
- W-2 Forms — 2 years
- Year-to-date profit & loss statement if self-employed
- Corporate/Partnership Tax Returns — 2 years
- Purchase Offer
- Purchase Offer on present home being sold
- Copy of front & back of deposit check
- Copies of Stocks, Bonds, Mutual funds, and IRA’s assets (401K, SIP, Options)
- Divorce Decree/Separation Agreements
- Credit Explanation/Bankruptcy Discharge — explain negative remarks on credit report
- Landlord(s) name(s) & address(es) on previous 2 years’ residences
- Application Fee